Rent-to-Own Scheme

The Affordable Housing REIT Rent-to-Own Scheme is a bold, national solution designed to bridge the gap between renting and owning for Ghanaians, especially those in the low-to middle-income bracket.

This innovative initiative offers a clear, flexible pathway to homeownership through affordable monthly rent payments that build equity over time.

In partnership with Asset Management Companies (AMCs), the scheme delivers standardized rent-to-own products that are far more accessible than traditional rental models. It eliminates large upfront costs and rigid ownership terms, giving hardworking individuals and families a real chance to own decent homes.

At the core of the scheme is the REIT framework, a globally trusted model that drives sustainability through:

● Pension fund participation
● Capital market listings
● Transparent governance
● Steady, long-term investment inflows

Currently active and expanding, the scheme is acquiring and converting inner-city apartments and regional housing units into rent-to-own properties.

Its goal is to ensure that every Ghanaian, regardless of income level or location, has a fair opportunity to own a home.

Why Choose the Rent-to-Own Scheme?

● No large upfront payments
● Affordable monthly rents that lead to ownership
● National coverage with growing housing stock
● Built-in investment sustainability through REIT-backed funding

This is more than just a rental option. It’s a stepping stone to homeownership.

With the Affordable Housing REITs Rent-to-Own Scheme, your future begins at home.