The National Mortgage Scheme (NMS) was established in 2018 to develop standardised mortgage schemes that are "white-labelled" by banks and SDIs for sale to the public. The Scheme partnered with three participating banks namely GCB Bank Plc., Republic Bank Ghana Plc. and Stanbic Bank Ghana ltd, to pilot a solution that addressed the challenges of homeownership in Ghana. 

The NMS is structured around the blended finance concept, where NHF provides concessional funding at 2%. ...

The objectives of the rent-to-own schemes is to develop a national system of rental schemes that are standardised and “white-labelled” by Asset Management Companies (AMCs) and sold to the public. The product will be more competitively priced than traditional rental systems and will make homeownership more accessible to the lower and middle class. The flexibility of the REITs concept will allow for the listing on the stock exchange and pension fund investment in this scheme. The scale-up p ...