First-Time Homebuyer? Here’s How to Get Started with Our Program

Posted :
March 14, 2025
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Taking the first step toward buying your first home can be overwhelming. But with the right support, it doesn’t have to be. The National Homeownership Fund (NHF) was created with you in mind—Ghanaians who are ready to move from renting to owning but aren’t sure where to start.

Here’s a quick guide to getting started:

1. Check Your Eligibility

Our program is designed for low-to-middle income earners. Whether you’re a salaried worker, entrepreneur, or self-employed, you may qualify. Use our online eligibility checker to confirm.

2. Attend a Homebuyer Seminar

Knowledge is power. Our seminars help you understand the full process—from budgeting to signing your first mortgage agreement.

3. Apply for Support

We’ll guide you in applying for a mortgage with favorable interest rates, or assist with a rent-to-own model that fits your income level.

4. Choose Your Home

We work with trusted developers nationwide so you can pick a location and style that suits your lifestyle and budget.

Ready to take the leap? Apply online or visit our office at: 11 Dade Street, North Labone, Accra. GPS Address: GL-042-5903.

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